A Life Plan Community in Connecticut
Peace of mind today comes from planning for future what-ifs with LifeCare.
Along with an active, unencumbered lifestyle in a thriving community, one of the most significant benefits of living at Meadow Ridge in Redding, Connecticut, is LifeCare® — the promise of lifetime long-term care at predictable, prearranged costs. Our LifeCare program is your assurance that, should your needs ever change, you’ll receive the assisted living, rehabilitation or skilled nursing services you need right here on the Meadow Ridge campus. And because everything’s under one roof, skilled nursing and rehabilitation at Ridge Crest are just a short walk away from your independent living or assisted living apartment — a feature appreciated by spouses and visitors alike.
As an independent living resident, you pay a one-time admission payment and a monthly service fee. If you ever need additional health care services — assisted living, rehabilitation or skilled nursing — your monthly service fee will remain the same with only a modest increase to cover two additional meals per day. LifeCare makes future health care costs predictable and allows you to stay in control of your finances. It replaces worries about future care with the confidence that your needs will be taken care of. Learn about the tax deductions you can get from moving into our Life Plan community.
Frequently Asked Questions
At Meadow Ridge, our LifeCare program provides you with profound peace of mind. To help you make an informed decision, we’ve compiled a list of questions frequently asked by our guests. We hope these answers will offer the insight and inspiration you need to make the best choice for you and your family. Of course, if you have additional questions, please don’t hesitate to contact us.
LifeCare is a comprehensive approach to senior living that brings everything you want and need together in one place. At Meadow Ridge, you enjoy a wonderful place to live, convenient services for easy living, and a wide variety of activities and amenities. Plus, you have peace of mind and financial stability with unlimited access to assisted living and health care services all under the same roof.
If you receive care at our Ridge Crest Health Center, you will benefit from receiving predictable, below market rates that may apply depending on your personalized care plan.
Long-term care insurance generally covers the cost of long-term care not covered by health insurance, Medicare or Medicaid. With LifeCare, the cost of higher levels of care such as assisted living, skilled nursing and rehabilitation are already covered by your set monthly fee.
It’s important to note that most long-term care policies do not guarantee where you will receive care. Many well-respected healthcare centers have a waiting list, so you could end up receiving care at a less desirable location. With LifeCare at Meadow Ridge, you are assured of receiving care right here, in the community you’ve come to call home.
Another important factor to consider is cost. The average daily cost for nursing care in Connecticut is $357 per day for a semi-private room and $385 per day for a private room, but the average long-term care policy only pays $100 to $200 per day. You could end up paying $185 to $285 each day for a private room, which can add up fast. With Meadow Ridge’s LifeCare program, these services are already included in your monthly fee. The only additional cost you pay is to cover two extra meals per day, plus any special costs such as prescriptions and medical supplies.
Long-term care insurance can be used to subsidize your cost in Independent Living or when you need additional services like Assisted Living or Skilled Nursing; while that depends upon your plan, we are happy to review it with you so that you understand how you can leverage your plan to the maximum. So while long-term care insurance isn’t necessary at Meadow Ridge, it could provide an extra layer of security and financial savings leveraging your long term care policy instead of using your savings.
Senior long-term care, especially assisted living and skilled nursing care, is expensive. Meadow Ridge’s LifeCare program gives you an easy way to control future costs with a predictable monthly fee.
To be eligible for LifeCare, you must move to Meadow Ridge as an independent living resident. While we do allow direct admittance to rehabilitation and skilled nursing at Ridge Crest Health Center, admittance is based on availability. If you wait until you need health care, space may not be available and, if it is, you will be required to pay standard rates. You also will have missed out on the opportunity to enjoy all the advantages and amenities that independent living residents enjoy.